Related to Property Contaminated by COVID-19? Insurance policies for business interruption generally require the interruption of business operations to be the result of a “direct physical loss of or direct physical damage to property.” The crucial issue that business owners will face when making a claim for the losses that they will undoubtedly incur will be whether COVID-19 can constitute a “direct physical loss” or “direct physical damage” to property. This article discusses the different theories plaintiffs can advance to make their claims. Not only has the COVID-19 pandemic impacted the health of hundreds of thousands of people globally, but…