Lending Improves The Wall Street Journal reports that Small Business Lending Has Improved. A Braun Research survey performed for Capital One Bank found 85% of owners polled in March said they’re able to access the financing they need, up seven percentage points from the fourth quarter of 2010 and 15 percentage points from a year ago. . . . but Owners Fear Economic Uncertainty Economic Uncertainty, Spending Decline Top Owner Concerns. Respondents say the dearth of credit isn’t their most pressing concern. Sixty-eight percent cited economic uncertainty as the No. 1 challenge facing their business, followed by a decline in…