The Future is Here This article describes the background, concepts behind, and implications of blockchain technology deployment for commercial, governmental, and personal use. QuickRead readers are aware of proposals to move entirely away from cash (bills and coins) for daily transactions. Such a move is expected to create a major inconvenience for those without access to credit cards and basic banking services. Readers are also acutely aware of the huge number of significant cybersecurity events which continue to adversely affect millions of people all over the world, shaking user and consumer confidence in the dependability of the custodians of our sensitive…