Three Pointers for Choosing a Company Retirement Plan Simple IRAs and 401(k)s are typically the best retirement-plan options for companies with more than 10 or 15 employees.  Kathy Kristoff, finance writer, explores what to consider when setting up such plans, including the safe-harbor provision and the discrimination tests that apply to 401(k) plans. To read the full article in Inc., click: Pick the Right ...

How Delaying Retirement One Year Provides Financial Advantages Working just one additional year before retirement can increase your Social Security benefits and provide other financial advantages.  Emily Brandon, senior editor for Retirement at U.S. News, discusses this and that an additional year also means continuing to receive company benefits instead of paying for them yourself. To read the full article ...

What is the level of uncertainty behind why 401(k) plan sponsors don’t change default investment options?  Hazel Bradford, reporter (Washington), visits this issue and addresses some concerns. To find out more on the Pensions & Investments’ article, click: GAO: 401(k) plan executives hesitant to change default options. ...

Auto enrollment vs. signing up for a 401(k) plan on your own.  What’s the difference and can it be detrimental to your retirement saving goals?  Kelley Holland, Special Journalist to CNBC, shares some interesting, if not eye-opening, information on how employee 401(k) plans affect your future and what you should do about it. Find out more on the CNBC article, click: The downside of automatic 401(k) enrollme ...